Be forewarned: on the night of October 31, you’ll have witches, werewolves, vampires—all manner of monsters banging down your door. Then, again, most won’t be older than nine and can be easily pacified with candy. Yes, Halloween is here, giving kids of all ages a chance to dress up like their favorite ghoul. However, there are genuine scares that can come with this night, and these might haunt you for years to come. Which is why Mike Fiffik, of the LegalShield provider law firm Fiffik Law Group in Pittsburgh, Pennsylvania has given us seven legal tips to help keep these real-life frights away. 1. Make sure your property is well-lit and remove any obstacles that can cause injury. If a trick-or-treater is injured on your property, you could be liable for medical bills and other expenses. Do a thorough walkthrough beforehand to remove any potentially harmful obstacles, make sure there’s no ice on the walkways, and if there’s a pool in the backyard, close access to it. 2. Be sure to have homeowners’ insurance before allowing anyone on the property. If an accident does occur on your property, and you are found responsible, the personal liability coverage on your homeowner’s insurance could pay for the bills that might follow, up to the limits of your coverage. Whether you are a homeowner or a renter, get insurance with personal liability coverage, which can help protect you year-round. 3. Don’t serve anything homemade. Only offer treats that are prepackaged and pre-wrapped. You …
Editor’s note: This post was originally published February 23, 2022, and has been updated for accuracy, comprehensiveness and freshness on October 15, 2024. You’ve likely heard the term “Power of Attorney” (POA) many times. But do you really need a Power of Attorney? In a world where unexpected situations can arise at any moment, understanding the …